If it Uses Electric Power, it’s Subject to Equipment Breakdown

Today’s home equipment requires sophisticated diagnostic tools and skilled technicians to oversee a potential repair. Equipment Breakdown coverage protects you against unexpected repair or replacement costs due to an electrical, mechanical or pressure systems breakdown. Best of all, this additional coverage follows the terms and conditions of your insurance policy. Off-premises coverage is now included.

Coverage Brochure

Examples of Covered Items:

  • HVAC system (Heat and A/C)
  • Water heater
  • Electrical panel
  • Refrigerator
  • Washer & dryer
  • Dishwasher
  • Range
  • Wells/pumps
  • Lawn tractor
  • Swimming pool pump
  • Television(s)
  • Computer(s)
Heritage Insurance Equipment Breakdown coverage protects you against unexpected repair or replacement costs due to an electrical, mechanical or pressure systems breakdown.