Welcome to Heritage Commercial Insurance

Heritage is focused on specializing in Florida’s commercial residential insurance market. We provide a suite of products and coverage options that are competitively priced. Our goal is unparalleled service for superior maintained and best-in-class buildings.

Our programs are designed to address the insurance needs and interests of Property Owners, Boards of Directors and Property Managers in communities just like yours. We believe the timing is right to offer this underserved market segment a viable, financially secure, admitted insurance company option.

The key to our strength lies with its seasoned management team which has specialized exclusively on creating programs that address the unique exposures of commercial residential property owners for the past 17 years. We have long standing relationships with agents, re-insurers and vendors, and are dedicated in our commitment to providing innovative and creative solutions to help support this desirable class of business.


  • Condominium Association Insurance
  • Homeowner Association Insurance
  • Continuing Care Retirement Community Insurance
  • Apartment Complex Insurance

Commercial residential property insured by Heritage InsuranceCommercial residential property insured by Heritage Insurance

Heritage Commercial Residential Supplemental

Learn More About Mechanical, Electrical & Pressure System Breakdown Protection