Florida Windstorm Loss Mitigation Discounts

 

Our Windstorm Loss Mitigation Discounts reward homeowners who have incorporated features that reduce the risk of wind-related losses.

Who is Eligible:

Florida homeowners and dwelling policies covering Windstorm or Hail may qualify for a premium discount if the home includes one or more of the following mitigation features:

  • Roof Covering: Durable materials designed to withstand high winds.
  • Roof Deck Attachment: Strong connections securing the roof deck to the framing.
  • Roof-to-Wall Connections: Reinforced attachments between the roof and walls for added stability.
  • Secondary Water Resistance: Extra layers to prevent water intrusion during wind-driven rain.
  • Opening Protection: Storm shutters or impact-rated windows and doors.
  • Roof Shape & Design: Roof geometries that naturally reduce wind uplift.

How to Apply:

  1. Have your home evaluated by a licensed inspector to identify wind-resistant features.
  2. Submit the inspection results to your insurance agent.
  3. Your agent will determine your eligibility and calculate your potential premium savings.

Maximize Your Savings:

Depending on the combination of features and your home’s construction, eligible policyholders may receive significant premium credit.  Combine this with any other applicable discounts for even greater savings.

 

Protect your home and enjoy peace of mind.  Ask your agent about the Florida Windstorm Loss Mitigation Discounts today!

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